We offer tailored advice on costa-rica-property-loans-for-nonresidents, connecting qualified borrowers with private lenders for flexible terms.

What Is Private Lending in Costa Rica?
GAP helps qualified borrowers organize a home, investment property, or other titled Costa Rica real-estate opportunity into a lender-ready Costa Rica property file. For What Is Private Lending in Costa Rica?, the goal is a focused request with clear collateral, purpose, repayment planning, and an exit strategy.
GAP completes the practical Costa Rica property due diligence private lenders rely on. That work turns scattered property information into a coherent request that can be reviewed on its own facts and merits.
How GAP frames the opportunity
The review centers on whether the collateral and the purpose of the request work together. GAP examines the property, title position, liens, location, marketability, supported value, loan purpose, repayment plan, and exit strategy so the lender sees a coherent opportunity.
Why Property Owners Choose GAP
For a qualified borrower, GAP provides a clear property-backed starting point at US$50,000. There is no fixed down-payment requirement. GAP does not require a credit score. Qualified borrowers of any nationality can be reviewed. Terms range from 3 months to 3 years.
From homes and rental property to commercial property, refinance, equity, renovation, construction, unfinished property, and defined projects, GAP organizes the practical Costa Rica due diligence private lenders rely on. A complete file that has finished GAP due diligence can often close in about 10 business days.
How to prepare the request
- Clarify the financing purpose and the property-backed collateral.
- Prepare the available property, ownership, title, and lien documents.
- Describe the repayment event and the exit strategy.
- Present a clear, complete file for review.
Moving toward closing
Once the complete file is in and GAP due diligence is finished, qualified loans can often close in about 10 business days. The closing attorney or Notary Public prepares the legal documents and handles registration.
Article by Glenn Tellier (Founder of CRIE and Grupo Gap)






