Borrow Money in Costa Rica!

Use your property as collateral (guarantee) to get the money you need fast!

Get your loan now! +506 4001-6413
USA/Canada toll-free 855-562-6427

Since 2008, we’ve specialized in helping people secure equity loans in
Costa Rica through private investors.

Check out the seminar we did in October 2023!

Have a look through the variety of types of loans we focus on

Speed

In most cases, private lenders we work with can close and fund a loan within 7 – 10 business days. Compare that to the typical six months and more with conventional banks, and you can see why real estate developers, investors, homeowners, and business owners choose us.

Equity Loans Through Us

Borrowing against your home is a helpful way to get money for unexpected expenses or make your plans come true by helping you fulfill your financial goals. Here at Gap Equity Loans, we understand dealing with other financial institutions can be overwhelming at times. Find out more.

Flexibility

Gap Equity Loans can be a better choice in the flexibility of the terms offered. We have access to private investors and lenders that conventional banks do not. As a result, private investors we work with can provide cometitive rates, lower closing fees, and more financing options than conventional banks.

Turn Your Home Into An Asset

Use your home as collateral (guarantee) to get the money you need fast

Home equity loans offer:
• Funds in a lump sum;
• Fixed monthly payments;
• Easy to follow the payment schedule;
• Fixed interest rate for the life of the loan.

Approval

We work with customers to have their loan requests approved quickly. As long as the borrower can repay the loan and has sufficient money invested in the collateral property, private lenders we work with can typically see past the problems that would prevent a regular mortgage.

Getting The Right Deal

Private loans with interest rates competitive to conventional banks, borrow up to 50% LTV (loan to value), $50k to $1 million+ easy qualifying! Equity loans for residential, commercial, and industrial properties that do not qualify for a conventional bank. Learn more.

Here is a short video with the founder of Grupo Gap, answering some of the most frequently asked questions regarding how to reach your financial goals.

Complete Our Form to Borrow Money in Costa Rica

Fill out our loan request and get started with your future now!

Apply Now

A serene Costa Rican landscape featuring a well-maintained dirt road lined with lush greenery on either side. In the foreground, a professional-looking individual, casually dressed in a light button-up shirt and khakis, sits at a wooden table overflowing with neatly organized documents, such as loan applications and property maps. The middle ground shows a picturesque view of the road stretching into the distance, with vibrant tropical plants and occasional small signs highlighting property boundaries. In the background, rolling hills and the hint of clouds suggest a sunny day. The scene is bathed in soft, natural light, creating a warm and inviting atmosphere, emphasizing the preparation involved in financing and the importance of road access in Costa Rica.

Financiamiento Puente en Costa Rica

September 4, 2026

¿Qué es un préstamo puente en Costa Rica? Un préstamo puente (bridge loan) es un financiamiento de corto plazo diseñado para cubrir una brecha temporal entre dos eventos financieros. En…

A vibrant scene showcasing a picturesque Costa Rican landscape that symbolizes property financing. In the foreground, a group of casually dressed individuals is engaged in discussion by a rustic wooden table, surrounded by tropical vegetation and colorful flowers. The middle ground features a well-maintained gravel road winding through lush green hills, hinting at accessibility to nearby properties. In the background, majestic mountains and a clear blue sky bathed in natural sunlight create an inviting atmosphere. Capture the essence of a sunny day, emphasizing the warmth and optimism of property-backed loans in this thriving region. Use a slightly elevated angle to portray a sense of exploration and opportunity in this serene yet vibrant setting.

Préstamo con Garantía de Propiedad en Costa Rica