Start With A Clear Property-Backed Loan Conversation
GAP Equity Loans helps qualified borrowers present private property-backed loan requests to private lenders in Costa Rica. GAP is not a bank and is not the direct lender. The best first step is to send clear property, loan, and repayment details.
Send the basics clearly.
Private property-backed financing is reviewed based on the property, title, equity, loan amount, use of funds, repayment plan, and exit strategy.
Funding depends on private lender review and due diligence. There is no guaranteed approval, no guaranteed funding, no fixed promised rate, and no fixed promised timeline.
The most efficient option: submit a structured loan request if you already have your property details ready. Use the contact form below if you have a general question or are not ready to submit the full request yet.
How to reach us
Send us a message
Use the form below to contact GAP Equity Loans. Include the property location, estimated value, requested loan amount, use of funds, and repayment plan if you already have those details.
Help us give you a useful response.
To get a meaningful first response, include as much of the following as you can:
- Property location, ideally with Google Maps, Waze, or WhatsApp pin drop
- Estimated property value or recent purchase price
- Requested loan amount in US dollars
- Purpose of the loan funds
- Repayment plan or exit strategy
- Whether the property has any liens or mortgages
- Whether the property is owned personally or by a corporation
- Plano Catastro, meaning the official property survey plan, if available
- Property photos, if available
You do not need to send everything perfectly on day one. Clear and honest starting information helps us understand whether the file may be worth deeper review.
What Happens After You Contact Us?
We review the information you send and decide whether the property-backed loan request appears suitable for a deeper review.
If more information is needed, we will explain what to provide next. A clear file is easier to review, but lender approval and funding are never guaranteed.
Where We Work
Our office is based in Escazú, Costa Rica.
We work with borrowers across the country, including the Central Valley, beach areas, commercial properties, construction projects, development land, and larger property-backed opportunities.
GAP coordinates the review. Private lenders decide.
GAP Equity Loans helps qualified borrowers organize and present private property-backed loan requests. GAP does not approve or fund the loan itself.
Private lenders review the property, title, liens, legal status, location, value, loan-to-value, repayment plan, and exit strategy before deciding whether to move forward.
This is not a U.S./Canada-style HELOC, revolving credit line, credit card, payday loan, auto loan, unsecured personal loan, or long-term 15- to 30-year bank mortgage. It is usually short-term private property-backed financing secured by Costa Rica real estate.
Ready to move forward?
If you are ready to send your basic details, start with a loan request. This helps us understand the property, requested amount, use of funds, and repayment plan.