Privacy Policy

Effective Date: May 18, 2026

This Privacy Policy explains how Grupo Gap collects, uses, shares, and protects information when you use the GAP Equity Loans website located at
https://gapequityloans.com/, submit a financing inquiry, contact us, or otherwise communicate with us.

By using this website or communicating with Grupo Gap, you agree to the practices described in this Privacy Policy.

1. Who We Are

Grupo Gap operates GAP Equity Loans and related services involving private real estate-backed lending coordination, borrower inquiry review, lender coordination, transaction structuring support, and closing coordination in Costa Rica.

For privacy-related questions, you may contact us at:

Email: info@gap.cr

2. Information We May Collect

Depending on how you interact with us, we may collect information including:

Full name
Email address
Phone number
WhatsApp contact information
Country of residence
Date of birth or age-related eligibility information
Property location
Property details
Estimated property value
Loan amount requested
Use of funds
Repayment or exit strategy information
Property ownership details
Corporate ownership documents where applicable
Maps, GPS locations, photos, plans, title-related information, or supporting materials
Communication history with Grupo Gap
Browser information, device information, IP address, and website usage data

3. How Information Is Collected

We may collect information when you:

Submit a financing inquiry
Submit a contact form
Email us
Call us
Contact us through WhatsApp
Send documents or property information
Participate in financing discussions
Interact with our website
Use website analytics or tracking-enabled pages

4. How We Use Your Information

Grupo Gap may use collected information to:

Respond to financing inquiries
Review possible loan opportunities
Assess basic transaction fit
Coordinate discussions with private lenders
Coordinate due diligence review
Coordinate legal and documentation review
Coordinate the closing process
Communicate regarding potential financing
Improve website performance and user experience
Protect against fraud, abuse, or misuse
Meet legal or regulatory obligations where applicable

5. Information Sharing

Grupo Gap may share information where reasonably necessary for inquiry handling, transaction review, due diligence, lender review, legal review, coordination, or the closing process.

This may include sharing information with:

Internal Grupo Gap team members
Private lenders reviewing a possible transaction
Legal counsel
Appraisers or valuation professionals
Due diligence professionals
Title or registration professionals
Closing coordinators
Technology providers
Website hosting providers
Email service providers
Analytics providers
Other relevant counterparties where reasonably necessary

We do not sell your personal information to unrelated third parties for marketing purposes.

6. Website Analytics and Tracking

Our website may use cookies, analytics tools, and similar technologies to understand website usage and improve performance.

This may include services such as:

Google Analytics
Google reCAPTCHA
Website performance or security tools

7. Cookies

Cookies are small data files stored on your device that help websites function, improve user experience, and provide analytics information.

You may disable cookies in your browser settings, although some website features may not function properly.

8. Confidential Information

Borrower financing discussions may involve sensitive personal, property, corporate, or business information.

Grupo Gap takes reasonable steps to handle submitted information professionally and securely, but no website transmission, email communication, messaging platform, or internet communication method can be guaranteed completely secure.

9. No Loan Approval

Submitting information does not mean:

Your financing has been approved
A lender has accepted your file
A transaction will proceed
Funding will be provided
A closing will occur

10. Data Retention

Grupo Gap may retain submitted information for as long as reasonably necessary for inquiry handling, relationship management, business records, dispute resolution, legal compliance, or legitimate business purposes.

11. Data Security

We take reasonable administrative, operational, and technical measures to protect information, but no method of storage or communication is completely secure.

12. International Users

If you are outside Costa Rica and choose to communicate with Grupo Gap, you understand that your information may be transferred to and processed in Costa Rica or other jurisdictions where service providers operate.

13. Third-Party Websites

Our website may contain links to third-party websites. Grupo Gap is not responsible for their privacy practices, content, or policies.

14. Children

This website and Grupo Gap services are not intended for individuals under eighteen years of age. We do not knowingly collect personal information from minors.

15. Your Rights

Depending on applicable law, you may request access to, correction of, or deletion of certain personal information held by Grupo Gap, subject to legal and operational limitations.

Requests may be sent to:
info@gap.cr

16. Changes to This Privacy Policy

Grupo Gap may update this Privacy Policy from time to time. Updated versions will be posted on this page with a revised effective date.

17. Contact

If you have questions about this Privacy Policy, please contact:

Grupo Gap
Email: info@gap.cr
Website: https://gapequityloans.com/

Important: This Privacy Policy should be reviewed by qualified legal counsel to confirm compliance with applicable legal requirements.