A cozy office setting in Costa Rica with a bright, natural light flooding through large windows, showcasing a tropical landscape outside. In the foreground, a wooden desk is covered with an organized pile of documents, including loan applications, financial statements, and supporting papers, neatly arranged. A middle-aged Costa Rican woman in modest casual clothing reviews the files, her expression focused and determined. On the desk, a laptop displays charts and graphs related to financing options. In the background, shelves filled with books on finance and a potted plant enhance the atmosphere of professionalism, while hints of Costa Rican culture, like colorful art pieces, add character. The image conveys a sense of preparation and seriousness against a warm, inviting backdrop.

How Property Details Support Costa Rica Financing

August 28, 2026
Property-Backed Loans

Property details give a financing request its foundation. GAP Equity Loans reviews the qualifying Costa Rica real estate and individual file without requesting a credit score.

What GAP Equity Loans reviews

Each property-backed financing request is considered according to the qualifying Costa Rica real estate and the individual file. No credit score is requested. Depending on the property and file, title information, lien details, planos, tax records, or proof of income may be requested.

Clear information about the title, planos, tax records, and any liens helps show what needs to be reviewed before a request can move toward closing. The lender must receive first-lien position. If a property has an existing lien, it must be paid off before closing or as part of the financing at closing. In either case, the lender must receive first-lien position.

Request amounts and document preparation

Requests start at US$50,000. For requests over US$1 million, additional property and file documents may be requested. Accurate, current information helps keep the review organized.

Not every document is required for every file. What is requested depends on the property and the individual file.

Terms and timing

Terms are six months to three years. Qualified files can close in about 10 days. Timing depends on the property and file, so this is not a promise for every request.

Traditional banks can involve strict requirements and lengthy processes. GAP Equity Loans handles qualifying requests professionally through closing.

Keeping the file clear

Start with a concise description of the property and requested amount. Provide relevant title information, lien details, planos, tax records, or proof of income when they apply. Explain an existing lien early so first-lien position can be addressed.

A clear file supports a careful review and helps identify any additional documents needed.

Frequently Asked Questions

What is the minimum request amount?

Requests start at US$50,000.

Does GAP Equity Loans request a credit score?

No credit score is requested.

What information may be requested?

Depending on the property and file, title information, lien details, planos, tax records, or proof of income may be requested.

What happens if there is an existing lien?

It must be paid off before closing or as part of financing at closing, and the lender must receive first-lien position.

How quickly can a qualified file close?

Qualified files can close in about 10 days.

Ready to discuss a property-backed financing request in Costa Rica? Contact GAP Equity Loans at +506 4001 6413, USA/Canada 855-562-6427, or info@gap.cr.

Article by Glenn Tellier (Founder of CRIE and Grupo Gap)