Borrow Money in Costa Rica!

Use your property as collateral (guarantee) to get the money you need fast!

Get your loan now! +506 4001-6413
USA/Canada toll-free 855-562-6427

Since 2008, we’ve specialized in helping people secure equity loans in
Costa Rica through private investors.

Check out the seminar we did in October 2023!

Have a look through the variety of types of loans we focus on

Speed

In most cases, private lenders we work with can close and fund a loan within 7 – 10 business days. Compare that to the typical six months and more with conventional banks, and you can see why real estate developers, investors, homeowners, and business owners choose us.

Equity Loans Through Us

Borrowing against your home is a helpful way to get money for unexpected expenses or make your plans come true by helping you fulfill your financial goals. Here at Gap Equity Loans, we understand dealing with other financial institutions can be overwhelming at times. Find out more.

Flexibility

Gap Equity Loans can be a better choice in the flexibility of the terms offered. We have access to private investors and lenders that conventional banks do not. As a result, private investors we work with can provide cometitive rates, lower closing fees, and more financing options than conventional banks.

Turn Your Home Into An Asset

Use your home as collateral (guarantee) to get the money you need fast

Home equity loans offer:
• Funds in a lump sum;
• Fixed monthly payments;
• Easy to follow the payment schedule;
• Fixed interest rate for the life of the loan.

Approval

We work with customers to have their loan requests approved quickly. As long as the borrower can repay the loan and has sufficient money invested in the collateral property, private lenders we work with can typically see past the problems that would prevent a regular mortgage.

Getting The Right Deal

Private loans with interest rates competitive to conventional banks, borrow up to 50% LTV (loan to value), $50k to $1 million+ easy qualifying! Equity loans for residential, commercial, and industrial properties that do not qualify for a conventional bank. Learn more.

Here is a short video with the founder of Grupo Gap, answering some of the most frequently asked questions regarding how to reach your financial goals.

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Fill out our loan request and get started with your future now!

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Financing a Bed and Breakfast in Costa Rica

September 1, 2026

How to finance a B&B in Costa Rica when the bank wants trading history you do not have yet — what to sort out first, and how the principal gets repaid.

Comparing Loan Interest Rates in Costa Rica