GAP closes loans within 10 business days once the required documents are complete. Compare that to the typical six months and more with conventional banks, and you can see why real estate developers, investors, homeowners, and business owners choose us.
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Equity Loans Through Us
Borrowing against your home is a helpful way to get money for unexpected expenses or make your plans come true by helping you fulfill your financial goals. Here at Gap Equity Loans, we understand dealing with other financial institutions can be overwhelming at times. Find out more.
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Flexibility
Gap Equity Loans can be a better choice in the flexibility of the terms offered. We have access to private investors and lenders that conventional banks do not. As a result, private investors we work with can provide cometitive rates, lower closing fees, and more financing options than conventional banks.
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Turn Your Home Into An Asset
Use your home as collateral (guarantee) to get the money you need fast
Home equity loans offer: • Funds in a lump sum; • Fixed monthly payments; • Easy to follow the payment schedule; • Fixed interest rate for the life of the loan.
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Approval
We work with customers to have their loan requests approved quickly. As long as the borrower can repay the loan and has sufficient money invested in the collateral property, private lenders we work with can typically see past the problems that would prevent a regular mortgage.
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Getting The Right Deal
Private property-backed loans from US$50,000, up to 50% LTV (loan to value), with the rate set for each loan. Equity loans for residential, commercial, and industrial properties that do not qualify for a conventional bank. Learn more.
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Here is a short video with the founder of Grupo Gap, answering some of the most frequently asked questions regarding how to reach your financial goals.
Complete Our Form to Borrow Money in Costa Rica
Fill out our loan request and get started with your future now!
Si usted tiene una propiedad en Costa Rica y necesita dinero, tiene más opciones de las que imagina: bancos, prestamistas individuales, intermediarios y prestamistas con garantía de propiedad como GAP…
If you own property in Costa Rica and need money, you have more choices than you might think: banks, individual lenders, loan brokers and property-backed lenders like GAP Equity Loans…
✓ No credit score required✓ Any nationality welcome✓ 6–36 month flexible terms✓ Interest-only payments✓ Loans from $50,000 USD✓ Target: 10 business days after complete documents and required review; additional checks can extend timing✓ 30% or less preferred; 50% maximum
Property-backed private lending · Fast approvals · No bank bureaucracy
