One of the most frequently asked questions is “Can I borrow money in the Central Valley of Costa Rica in 2023?” The answer is “Yes!” It’s hard for a foreigner in Costa Rica to get a loan from a conventional bank, and that is why companies like GAP Equity Loans are here to help you – we make it easy!
Have a look through the prior loans we dealt with in the Central Valley, which are considered “closed”, meaning they are no longer available. You can see the variety of loans we focus on and the locations we prefer.
GAP closes loans within 10 business days once the required documents are complete. Banks can take many months, if not longer, to close, which is why real estate developers, investors, homeowners, and business owners choose us. Gap Investments can be a better choice in the flexibility of terms offered to benefit both parties mutually.
We work with private lenders to structure the loan repayment and collateral (equity) release terms to benefit both parties mutually. With borrowers, we aim to get quick approvals on their loan requests. Check the full list of the services we provide HERE.
Complete our quick online Loan Request Form for a free evaluation now!
Have any questions? – Contact us now!
Private Equity Loan in Guacima:
Amount Requested: $175,000 USD
The borrower was asking for 15% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 36%
Loan Purpose: the borrower needed liquidity for his business improvement.
Home Equity Loan in Barreal:
Amount Requested: $220,000 USD
The borrower was asking for 13% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 37%
Loan Purpose: the borrower was buying the property and wanted to finance the purchase.
Private Equity Loan in San Jose, Rohrmoser:
Amount Requested: $80,000 USD
The borrower was asking for 16% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Loan Purpose: to buy ASEMAG mortgage, refund the debts, and remodeling of the apartment.
Home Equity Loan in San Jose:
Amount Requested: $475,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 29.6%
Loan Purpose: cancel the debt and buy raw materials for a metalworking company.
Private Equity Loan in Santa Cecilia:
Amount Requested: $60,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 30%
Home Equity Loan in Coronado:
Amount Requested: $87,000 USD
The borrower was asking for 12% Interest per year
Loan-to-Value Ratio: about 32%
Term Desired: 3 years
Purpose of the loan: to remodel the house for more comfortable operation and work contracts expansion.
Private Equity Loan in Turrucares:
Amount Requested: $375,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 20.83%
Multi-Collateral Equity Loan:
Amount Requested: $220,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 2 years
Loan-to-Value Ratio: about 22%
Multi-Collateral Equity Loan:
Amount Requested: $210,000 USD
The borrower was asking for 12.5% Interest per year
Term Desired: 2 years
Loan-to-Value Ratio: about 43.7%
Home Equity Loan in Grecia:
Amount Requested: $500,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 36%
Purpose of the loan: to refinance 2 existing mortgages at a lower interest rate/monthly payments.
Private Equity Loan in Guarco:
Amount Requested: $50,000 USD
The borrower was asking for 12.5% Interest per year
Term Desired: 1 year
Loan-to-Value Ratio: about 40%
Purpose of the loan: for continued cash flow into the development project.
Home Equity Loan in Bello Horizonte:
Amount Requested: $250,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Private Equity Loan in Trejos Montealegre:
Amount Requested: $200,000 USD
The borrower was asking for 18% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 40%
Purpose of the loan: to cancel the existing mortgage on the property.
Home Equity Loan in Heredia:
Amount Requested: $150,000 USD
Private Equity Loan in Santa Ana:
Amount Requested: $125,000 USD
The borrower was asking for 18% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 20%
Purpose of the loan: this loan was to assist with the house’s remodeling.
Home Equity Loan in Piedades:
Amount Requested: $120,000 USD
The borrower was asking for 18% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Purpose of the loan: to construct 2 swimming pools, one for the complex and one for a rancho.
Private Equity Loan in Central Escazu:
Amount Requested: $70,000 USD
The borrower was asking for 18% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Purpose of the loan: to invested back into the collateral property.
Home Equity Loan in Heredia:
Amount Requested: $225,000 USD
The borrower was asking for 18% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%
Purpose of the loan: for apartments completion.
Private Equity Loan in Pavas:
Amount Requested: $160,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 40-45%
Home Equity Loan in San Jose:
Amount Requested: $125,000 USD
The borrower was asking for 13% Interest per year
Term Desired: 2 years
Loan-to-Value Ratio: about 40%
Private Equity Loan in Uruca:
Amount Requested: $170,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 30-35%
Purpose of the loan: to continue building the 3rd floor with an additional 10 rental units.
Home Equity Loan in Atenas:
Amount Requested: $120,000 USD
The borrower was asking for 18% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Private Equity Loan in Heredia:
Amount Requested: $75,000 USD
The borrower was asking for 16% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 43%
Home Equity Loan in Santo Domingo:
Amount Requested: $80,000 USD
The borrower was asking for 15% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 44%
Private Equity Loan in Brasil District:
Amount Requested: $304,000 USD
The borrower was asking for 15% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 35%
Purpose of the loan: pay off a bank loan, expand their already successful family business throughout CR.
Home Equity Loan in Ciudad Colon:
Amount Requested: $325,000 USD
The borrower was asking for 15% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 35%
Purpose of the loan: to expand operations.
Private Equity Loan in Cerro Alto:
Amount Requested: $430,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 36%
Home Equity Loan in Pavas:
Amount Requested: $88,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45-50%
Private Equity Loan in Escazu:
Amount Requested: $135,000 USD
The borrower was asking for 17% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%
Home Equity Loan in Santo Domingo:
Amount Requested: $370,000 USD
The borrower was asking for 17% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%
Purpose of the loan: to finish up each apartment and sell them over the next couple of years.
Private Equity Loan in Rohrmoser:
Amount Requested: $60,000 USD per unit
The borrower was asking for 12% Interest per year
Term Desired: 2 years
Loan-to-Value Ratio: about 48%
Home Equity Loan in Distrito Cuatro:
Amount Requested: $80,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%
Private Equity Loan in Belen:
Amount Requested: $95,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 48%
Purpose of the loan: pay 50 employees their year-end bonus (aguinaldo), complete 2 construction projects.
Home Equity Loan in Ciudad Colon:
Amount Requested: $240,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%
Purpose of the loan: to continue preparing the lots for sale.
Private Equity Loan in San Rafael:
Amount Requested: $65,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Home Equity Loan in Escazu:
Amount Requested: $100,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 30%
Private Equity Loan in San Jose:
Amount Requested: $215,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 30%
Home Equity Loan in Belen:
Amount Requested: $235,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 40%
Purpose of the loan: the lender has requested the loan be renewed as he has other capital requirements.
Private Equity Loan in Barrio Escalante:
Amount Requested: $200,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%
Purpose of the loan: to expand the family business in the municipality of Guapiles.
Home Equity Loan in Santa Ana:
Amount Requested: $120,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 55%
Private Equity Loan in Santa Ana:
Amount Requested: $130,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 52%
Home Equity Loan in Barrio Escalante:
Amount Requested: $350,000 USD
The borrower was asking for 13% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 45%
Private Equity Loan in Santa Ana:
Amount Requested: $107,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 31%
Purpose of the loan: to expand thriving business in maternity fashion, purchased from the US.
Home Equity Loan in San Antonio, Escazu:
Amount Requested: $33,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 7%
Purpose of the loan: upgrade the kitchen to obtain the sale price listed, which increased the property value.
Private Equity Loan in San Joaquín:
Amount Requested: $172,000 USD
The borrower was asking for 16% Interest per year
Term Desired: 1 year
Loan-to-Value Ratio: about 52%
Home Equity Loan in Las Yoses:
Amount Requested: $162,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 27%
Private Equity Loan in Guachipelín:
Amount Requested: $165,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 33%
Home Equity Loan in Rohrmoser:
Amount Requested: $80,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 1 year
Loan-to-Value Ratio: about 46%
Private Equity Loan in Rohrmoser:
Amount Requested: $72,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 1 year
Loan-to-Value Ratio: about 45%
Home Equity Loan in Tibas:
Amount Requested: $65,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Purpose of the loan: the borrower needed to pay off debts (mortgage and personal).
Private Equity Loan in Montaña del Sol:
Amount Requested: $260,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Home Equity Loan in Tres Rios:
Amount Requested: $135,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
A Low LTV Ratio
Purpose of Loan: the borrower needed to pay debts and working capital.
Private Equity Loan in Curridabat:
Amount Requested: $75,000 USD
The borrower was asking for 14% Interest per year
Term Desired: 3 years
Purpose of the loan: the borrower needed to pay debts and work capital.
Home Equity Loan in San Carlos:
Amount Requested: $450,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Loan-to-Value Ratio: about 50%
Purpose of the loan: a business loan for a project of the owner.
Private Equity Loan in San Antonio, Escazu:
Amount Requested: $750,000 USD
The borrower was asking for 12% Interest per year
Loan-to-Value Ratio: about 22%
Term desired: 2 years
Purpose of the loan: company investments.
Home Equity Loan in San Rafael, Heredia:
Amount Requested: $70,000 USD
The borrower was asking for 12% Interest per year
Term Desired: 3 years
Private Equity Loan in Belen:
Amount Requested: $200,000 USD
The borrower was asking for 14% Interest per year
Loan-to-Value Ratio: about 42%
Term Desired: 3 years
Purpose of the loan: buying other investment property.
Home Equity Loan in Curridabat:
Amount Requested: $80,000 USD
The borrower was asking for 14% Interest per year
Loan-to-Value Ratio: about 42%
Term Desired: 3 years
Purpose of the loan: pay off debt and make some improvements on the property.
Private Equity Loan in Santa Maria Dota:
Amount Requested: $60,000 USD
The borrower was asking for 14% Interest per year
Loan-to-Value Ratio: about 48%
Term desired: 3 years
Purpose of the loan: cash money for a business and a little bit to refresh paint and little things to rent.
Home Equity Loan in Cartago:
Amount Requested: $100,000 USD
The borrower was asking for 14% Interest per year
Loan-to-Value Ratio: about 50%
Term desired: 3 years
Purpose of the loan: the borrower needed money for work capital.
Private Equity Loan in Cartago:
Amount Requested: $100,000 USD
The borrower was asking for 15% interest per year
Loan-to-Value Ratio: about 50%
Term desired: 3 years
Purpose of the loan: the borrower needed the funds to pay off debts and capital for other business.
Home Equity Loan in Nuevo Arenal:
Amount Requested: $145,000 USD
The borrower was asking for 12% interest per year
Loan-to-Value Ratio: about 14.50%
Term desired: 3 years
Private Equity Loan in Escazu:
Amount Requested: $225,000 USD
The borrower was asking for 12% interest per year
Loan-to-Value Ratio: about 30%
Term desired: 3 years
Home Equity Loan in la Fortuna:
Amount Requested: $70,000 USD
The borrower was asking for 14% Interest per year
Loan-to-Value Ratio: about 40%
Term desired: 3 years
Private Equity Loan in Escazu:
Amount Requested: $130,000 USD
The borrower was asking for 12% Interest per year
Loan-to-Value Ratio: about 46%
Term desired: 2 years
Home Equity Loan in Downtown Santa Ana:
Amount Requested: $150,000 USD
The borrower was asking for 12% interest per year
Loan-to-Value Ratio: 23%
Term desired: 3 years
Private Equity Loan in Rohrmoser:
Amount Requested: $60,000 USD
The borrower was asking for 12% Interest per year
Loan-to-Value Ratio: about 38%
Term desired: 1year
Home Equity Loan in Escazu:
Amount Requested: $162,000 USD
The borrower was asking for 12% Interest per year
Loan-to-Value Ratio: 46%
Term desired: 3 years
Purpose of the loan: to refinance an existing business and open a new one located in Multiplaza, Escazu.
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