Major Costa Rica projects need a serious capital plan.
Project financing from US$50 million for major Costa Rica developments. Discuss your project and its readiness with Steven Stewart, who leads GAP’s large-project financing inquiries.
For substantial, well-prepared opportunities.
This page is for serious Costa Rica projects seeking US$50 million and up. It is not intended for ordinary residential or routine property-backed loan requests.
The strongest opportunities have a defined project, experienced sponsors, realistic budgets, clear property rights, and a practical plan for construction, operations, repayment, refinancing, or sale.
A strong starting point matters. A clear project summary and organized supporting information allow GAP to understand the opportunity, its scale, its current stage, and the type of capital structure being considered.
Large projects can take many forms.
GAP may review major hotel and hospitality developments, hospitals and medical facilities, shopping malls, commercial buildings, mixed-use developments, institutional properties, large residential developments, and selected government-related or infrastructure-linked opportunities.
Each project is considered on its own merits. The project, sponsor experience, property position, capital requirement, and proposed structure all matter.
A serious project file normally includes
- Property ownership, title, surveys, and legal structure
- Location, access, water, utilities, and site conditions
- Permits, environmental requirements, and approvals
- Detailed budget, schedule, and use of funds
- Project sponsors and management team
- Market support, feasibility, or operating plan
- Available equity, collateral, and committed capital
- A practical repayment or exit strategy
Own the land. Have the project ready to build.
We are looking for shovel-ready projects: the project sponsor already owns the land, and the required documentation, plans, permits, and approvals are in order so the project is ready to proceed to construction. Funding remains subject to project review and approval.
Water, access, utilities, zoning, permits, environmental requirements, construction approvals, and site conditions need to be addressed as part of project readiness. If anything is incomplete, tell us at the outset.
Capital Structure Is Reviewed For Each Project
This is a separate financing program. The standard property-loan rates, terms, LTV limits, payment arrangements, and closing timelines advertised elsewhere on this website do not apply. Financing terms and structure are determined individually according to the project, sponsor, documentation, and capital provider’s requirements.
Some opportunities may be suited to a single capital source. Others may require staged capital, construction funding, refinance planning, or a broader institutional review.
The first goal is to understand the full project and determine whether its structure is appropriate for a more detailed discussion.
Information That Helps A Project Review
- Defined project type and current development stage
- Clear ownership, title, and legal structure
- Plans, permits, studies, and technical information
- Detailed budget and construction timeline
- Market support, financial projections, or operating plan
- Sponsor experience and management capacity
Capital Discussion Considerations
- Requested capital amount and intended use of funds
- Capital already invested or committed
- Available collateral and project equity
- Expected construction or operating milestones
- Proposed repayment, refinance, sale, or exit plan
- Professionals available to answer legal, technical, and financial questions
Different major projects require different planning.
Hospitality Development
Major hotels, destination properties, and hospitality developments may be reviewed with attention to the location, project stage, market support, operating plan, sponsor experience, and capital structure.
Commercial Or Mixed-Use Project
Commercial and mixed-use projects may require a clear market plan, detailed financial projections, practical access and infrastructure, and an organized development budget.
Medical Or Institutional Facility
Medical and institutional projects benefit from appropriate approvals, experienced leadership, a clear operating plan, and a practical path to completion and operation.
Bring the project together before the capital discussion.
Start with a concise project summary that includes the property location, requested amount, project type, current stage, ownership structure, available collateral, total development budget, capital already invested or committed, and the proposed repayment or exit plan.
Please also include available title information, plans, permits, feasibility material, financial projections, construction budgets, timelines, photographs, and a short background on the sponsors and project team.
A clear file supports a better capital discussion.
1. Project Summary
GAP reviews the project type, location, capital requirement, current stage, sponsors, and intended use of funds.
2. Initial File Assessment
Available property, legal, technical, financial, and project documents are organized for an initial assessment.
3. Structure Discussion
The capital plan, available equity, collateral, financial model, and proposed exit strategy are considered together.
4. Further Due Diligence
Where appropriate, the project may need additional legal, technical, financial, market, or operational information.
5. Capital Source Fit
The project is considered in relation to the type of capital source and structure that may fit its size, stage, and requirements.
6. Next-Step Planning
GAP can explain the most important information to prepare for a more detailed project assessment.
Not shovel-ready yet? Talk to Steven Stewart.
Steven Stewart leads these large-project financing inquiries. If your documentation, plans, permits, or approvals are not complete, explain what is ready and what is missing. GAP can help you understand and coordinate the preparation needed to bring the project to a shovel-ready stage before seeking funding.
Start with a brief project summary, the land ownership status, the funding amount, and the current preparation stage. A readiness discussion is the first step toward identifying the work needed; it is not a funding approval.
Have a major Costa Rica project to discuss?
If you have a serious, well-prepared project seeking US$50 million and up, contact GAP Equity Loans to begin a confidential discussion.