Risks and Rewards of Hard Money Loans in Costa Rica

May 24, 2026
Loan Terms & LTV

Focus on a Clear, Property-Backed Structure

A short-term property-backed request works best when the property, purpose of funds, timing, and repayment plan are all clearly connected. GAP helps borrowers organize practical diligence so the request can be reviewed with a full picture of the real estate and proposed exit.

GAP does not require a credit score. Property-backed requests start at US$50,000, and the property plus complete file are central to review.

Plan the Exit Before Presentation

Terms are available from 3 months to 3 years. A realistic sale, refinance, or project milestone helps define the path forward. Qualified complete files can often close in about 10 business days after GAP due diligence is complete.

Article by Glenn Tellier (Founder of CRIE and Grupo Gap)