A private mortgage in Costa Rica is a loan from a private lender, secured by a mortgage registered against titled real estate. The security works like a bank mortgage, but the lender, the review and the timeline are different. This…
A new roof, a finished rental unit or an upgraded kitchen can all need capital before they pay off. Property improvement loans in Costa Rica through GAP Equity Loans use the equity in a titled property you already own to…
If you owe less on your property than it is worth, a cash-out refinance in Costa Rica lets you replace the existing loan with a new, larger one and receive the difference in cash. With GAP Equity Loans, the new…
A bank loan is not always practical, and a private loan is not always the right answer either. Bank alternative loans in Costa Rica are private, property-backed loans that trade a longer bank process for speed and a shorter term…
If your credit history was built in the United States, Canada or Europe, you may wonder whether it counts in Costa Rica. For a property-backed loan arranged by GAP Equity Loans, no foreign credit required means exactly that: GAP does…
If you own titled real estate in Costa Rica, you can use it to raise capital without selling. A loan against property in Costa Rica is secured by a registered mortgage on that property, and the review centers on the…
The five numbers that decide what a loan actually costs in Costa Rica, why two borrowers get different rates, and how to compare two offers properly.
Fast property-backed financing in Costa Rica — what it can do, what it cannot, and the three things that decide whether your file closes in weeks or stalls.
Property-backed financing for hotels, lodges and tourism operators in Costa Rica — what we lend against, why concession land is the usual obstacle, and the terms.
Default interest, late fees and the acceleration clause — what a late payment on a private property loan in Costa Rica really triggers, and what to do first.
Part of Grupo GAP. Property-backed private financing in Costa Rica.