Blog - Page 4 - Gap Equity Loans

A serene Costa Rican landscape depicting a small business office setting outdoors, surrounded by lush tropical greenery and vibrant flowers. In the foreground, a casually dressed professional woman and man, both in smart business casual attire, are engaged in a discussion while reviewing paperwork. The middle ground features a rustic wooden table with financial documents, a laptop, and a plant. In the background, soft sunlight filters through palm trees, casting gentle shadows and creating a warm, inviting atmosphere. The scene conveys a sense of collaboration and focus on practical steps to avoid lending pitfalls, emphasizing trust and clarity in land purchases. The lighting is natural, with a focus on soft highlights and shadows to enhance realism.

What Is Aguinaldo in Costa Rica? The Employer’s Guide to the Thirteenth Month Salary

August 30, 2026
Commercial & Business Funding

If you employ household staff, run a business in Costa Rica, or are thinking about doing either, aguinaldo is one of the most important annual obligations you need to plan for. Required by law and tied to a hard deadline…

A serene outdoor office setting in Costa Rica showcasing a business meeting around a wooden table with lush tropical plants in the background. In the foreground, two professionals, a Hispanic woman and a Caucasian man, are discussing over financial documents, dressed in smart casual attire. The middle area features a laptop open with financial graphs and charts visible, emphasizing private financing. The background reveals a clear blue sky and distant green mountains, embodying a peaceful yet productive atmosphere. Soft, natural sunlight filters through the leaves, casting gentle shadows, creating a warm and inviting feel. The composition is captured from a slightly elevated angle to include both the vibrant environment and the engaged interaction of the professionals.

What Is Marchamo in Costa Rica? Everything Vehicle Owners Need to Know

August 30, 2026
Commercial & Business Funding

Every vehicle owner in Costa Rica faces the same annual obligation: paying marchamo before December 31. Miss the deadline, and your plates can be withheld, your vehicle cannot legally circulate, and fines begin to accumulate. For expats, retirees, and business…

Car Financing for Expats in Costa Rica: Options, Requirements, and What to Expect

August 30, 2026
Foreign Borrowers

Buying a car in Costa Rica as an expat is straightforward enough — thousands do it every year. Financing one through a traditional bank is a different matter. The requirements, the process, and the options available to non-residents are meaningfully…

Costa Rica property owner reviewing crypto holdings and real estate financing options

Can You Use Crypto for a Real Estate Loan in Costa Rica?

August 30, 2026
Property-Backed Loans

Crypto can be part of a Costa Rica real estate financing discussion, but it does not replace suitable property security, a clear legal source of funds, or a realistic repayment plan. Some owners or buyers hold cryptocurrency and may want…

A serene office setting in Costa Rica, featuring a wooden desk with critical documentation such as property loan agreements, due diligence checklists, and financial statements. In the foreground, a diverse group of three professionals, casually dressed, are engaged in discussion, pointing at the documents. The middle ground showcases lush greenery visible through a large window, highlighting the iconic Costa Rican landscape with palm trees and a clear blue sky. The background includes soft, natural lighting illuminating the space, creating a warm, inviting atmosphere. Capture the scene from a slight low angle to give depth, emphasizing the collaborative effort in navigating the due diligence process.

How to Protect Your Property in Costa Rica

August 30, 2026
Due Diligence & Property Risk, Property-Backed Loans

Protect Your Property When Borrowing Against It If you use property as security for financing, the basic question is whether it is practical collateral today and whether the requested financing has a credible payment and exit plan. GAP reviews qualified…