Performing Due Diligence in Costa Rica

March 3, 2026
Due Diligence & Property Risk

GAP helps qualified property owners and project sponsors prepare a construction, renovation, improvement, or unfinished-property plan tied to defined real estate for private-lender review in Costa Rica. Performing Due Diligence in Costa Rica is about building a complete property-backed request that is clear, practical, and ready to move forward.

The strongest requests are built around a real property purpose and a disciplined file. GAP brings together the available information that supports a lender’s review, then keeps the financing conversation tied to the collateral and the planned outcome.

What this request needs

For construction, renovations, improvements, or unfinished property, GAP builds the file around the property, the defined scope, available project materials, collateral position, repayment plan, and exit strategy.

Why Property Owners Choose GAP

GAP starts with the property and the complete file. Property-backed requests start at US$50,000. GAP does not require a credit score. There is no fixed down-payment requirement, and qualified borrowers of any nationality can be reviewed. Terms range from 3 months to 3 years.

GAP can review homes, commercial and rental property, refinance, cash-out equity, renovations, construction, unfinished property, and defined property projects. GAP completes the practical Costa Rica property due diligence private lenders rely on. Once the complete file is in and GAP due diligence is finished, qualified loans can often close in about 10 business days.

How to prepare the request

Start with the property and the purpose of the request.
Organize available ownership, title, lien, and corporate-structure information.
Set out a practical repayment plan and exit strategy.
Complete the lender-ready due-diligence file.

Moving toward closing

A complete file gives the closing process a practical path forward. Qualified loans can often close in about 10 business days after the complete file and GAP due diligence are finished, with the closing attorney or Notary Public preparing the legal documents and handling registration.

Article by Glenn Tellier (Founder of CRIE and Grupo Gap)